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Allianz Annual Plans

We do not sell annual policies with the Annual Plans it’s important to note the following:

 

  • Trip Cancellation/Trip Interruption is for the full year, and not per trip. As Trip Cancellation/Trip Interruption Claims are made against the policy, the benefit is reduced. The Trip Cancellation/Trip Interruption on the Annual Premier plan is per household (not per person), and the Trip Cancellation/Trip Interruption on the Annual Executive and Annual Deluxe plans are per person on the policy.
  • The Emergency Medical Coverage is Secondary in most states (not Primary like the WTP plan).
  • There is a limit to the number of days a client can travel per trip depending on the plan selected (45 days or 90 days).

      The Annual Plans are designed for people taking multiple, short and inexpensive vacations per year. If the client is spending more than $20K per year on vacations, it’s probably not the right plan for them as they will be gambling on their investment.

       

      Attached is a comparison flyer for Annual Plans vs. Per Trip Plans which is for Travel Agent Use only and should not be shared with clients.

      Comparison Flyer

       Annual Plan FAQ's:

      https://allianzadvantage.com/help-center/annual-travel-insurance-faqs/